Why All Renters Need Renters’ Insurance

Renters’ insurance is essential for anyone who rents their home. It’s important to have renters’ insurance from the first day you rent your home. If you are moving soon or want to change to a different company, call us at Fuhriman Insurance Agency in Boise, ID. We’d happily develop the right policy for you and your needs. 

Protection for Your Belongings

When you’re a renter, virtually everything you have is inside your rented home. It’s important to protect those belongings so that you can mitigate your risks. When you have renters’ insurance, it will protect your belongings so that they can be replaced if something happens to them. The covered events are in the policy. These may include things like accidents and specific types of disasters. When you have this coverage, the policy can pay you to replace your things after a destructive event. This is important for ensuring you can return to your regular life. It would be so expensive to replace everything on your own that many people wouldn’t be able to do it. With a policy in place, you never have to worry about this. 

Liability Protection

Since you’re renting your place, you’re responsible for everything that happens there. You’re liable for their bills when someone falls or has an accident. An injury can be costly. It can require you to pay for medical bills, but there may be a lot of other costs. These can include ongoing therapy and lost wages. With renters’ insurance, the policy can pay all those bills. This can save you from financial ruin after an accident happens in your home. 

Get Renters’ Insurance

When you rent, call us at Fuhriman Insurance Agency in Boise, ID to get started with renters’ insurance.