Month: July 2023

What is the benefit of having an auto insurance plan in Idaho?

Posted on by AgentInsure

Anyone that lives in the Boise, ID area will find that owning a car is a good idea. With a car, you can get around the community and enjoy all the local amenities. When you choose to buy a car, you must also get insurance. A lot of benefits will come with having an auto insurance policy in this area. 

Cover Your Car

An important benefit that will come when you have an auto insurance plan here is that you can cover your car. If you are going to invest in a vehicle, you will be making a large purchase that you will want to enjoy for a long time. A great way to protect this vehicle is by getting an auto insurance plan with full coverage. With comprehensive coverage, you can have the support needed to replace or repair your vehicle if you incur a loss. 

Comply with all Obligations

A full auto insurance plan will also ensure you comply with all obligations. If you buy a car, you will likely take out a loan, and the lender will require you to carry comprehensive insurance. Further, the state of Idaho requires all drivers to carry liability coverage. You will remain in good standing with all such obligations if you maintain an auto insurance plan. 

It is always a good idea for people in the Boise, ID area to get an auto plan for their car. When you are ready to start looking for coverage here, call us at the Fuhriman Insurance Agency. At the Fuhriman Insurance Agency, we know the value that comes with this coverage. We can offer the guidance you need to build a plan that covers your vehicle correctly. 

Why Do You Need Pest Control Insurance?

Posted on by AgentInsure

If you have a pest control business, you have unique insurance needs. At Fuhriman Insurance Agency in Boise, ID, we offer commercial pest control insurance to protect your business and assets. 

General Liability 

As an exterminator, a general liability policy is essential. It protects you if a client’s property is damaged or they are injured. 

General liability will cover their medical expenses if they get sick from the chemicals you applied. If their couch is damaged while you are spraying, this is also covered. It also provides coverage for false advertising and copyright infringement. 

Worker’s Compensation

If you have any employees, workers comp insurance is a good idea. Your job is risky for you and your employees. If they are injured or become ill due to the job, their medical expenses and lost wages are covered under worker’s comp. 

Worker’s compensation insurance can also cover you, even if you have no other employees. 

Commercial Auto Insurance

Your standard auto policy will cover you while driving to work. However, you probably need a commercial auto policy if you carry equipment. 

This policy will also cover employees when driving a company vehicle. 

Business Property Insurance

Do you have an office? A storefront? Do you have a building where you store your exterminator equipment? You need business property insurance if you answered yes to any of these questions. 

This policy will cover your building, as well as your equipment. If someone steals or damages your equipment, or there’s a fire, you’ll be able to replace the building and any lost equipment. 

Pest Control Insurance at Fuhriman Insurance Agency

If you need pest control insurance in Boise, ID, contact us at Fuhriman Insurance Agency. Our friendly agents are happy to discuss your options and help you get the proper coverage.