Month: April 2021

Does your renter’s insurance move with you when you move?

Posted on by AgentInsure

Does the same renters’ insurance policy move with the insured when they move from one home to another? Within the same city? State? To another state?

Yes. When you move within the same town or state, you only need to update your address, typically. Your premiums may go up or down due to your new address. One of the criteria for premium setting relates to location. A bad neighborhood of high crime costs more in premiums because it increases the risk to the insurance company. Conversely, if you move to a nicer neighborhood in Boise, ID, your premiums could drop.
You need to contact Fuhriman Insurance Agency within 30 days of your move to update your address. Your coverage will lapse if you do not. Your policy covers your belongings at the address on the policy.

Yes. While you move from one address to the other. The standard renters’ insurance covers your items while in transit.

No. When you move from one state to another state, you no longer have coverage. Each state has separate criteria for insurance agents and agencies. You must obtain a new renters’ policy from an insurer within the state.

You may choose to use the same insurance company, but you will need a new agent local to the area.

If you just moved to Boise, ID or you recently moved from one home to the other and need to update your renter’s insurance, call us at Fuhriman Insurance Agency. We can help you obtain the insurance coverage you need to protect your belongings in your new abode.

Do You Need Umbrella Insurance Coverage?

Posted on by AgentInsure

There are plenty of options for good insurance coverage, but sometimes you just want a little more than what your other policies provide. If that’s the case for you, or if you’re not sure whether more coverage would be the right choice, come talk to us at the Fuhriman Insurance Agency. We work with customers in the Boise, ID area who have questions about umbrella insurance and other types of policies. Our professional agents can help you get the type of policy that’s right for your needs, and add to the coverage you already have so you have a higher level of protection and more peace of mind.

There’s a myth that only the wealthy or those that have their own businesses need this kind of extra insurance protection. While it’s likely that people in those situations do have additional coverage, this kind of added insurance can be a good choice for nearly anyone. Even those who don’t have significant assets may be able to benefit from an umbrella policy that will add to what they already have in their current insurance portfolio. We can help you decide if this type of coverage is needed and right for you.

Reach out to us at the Fuhriman Insurance Agency today, and let’s see how we can help. If you’re in the Boise, ID area and have questions about umbrella insurance, you’re in the right place. We know there are different ways to get the protection you need and want, and we’re committed to helping you have strong peace of mind based on your insurance choices. There’s no reason to settle for less than full protection that can let you focus on other areas of life and get back to doing all the things you enjoy with your time.