When it comes time to shop for auto insurance in Boise, ID, you may be wondering if you need full coverage or just liability. This depends on whether or not you have a lien on the vehicle’s title. If you do have a lien, meaning that a bank has given you a loan for the car, then you are required by law to have full coverage. This helps protect you, the bank, and anyone else that is involved in an accident regarding your vehicle.
One thing to consider is that each state has a minimum amount of insurance a vehicle must have in order for it to be on the road. This is also true when it comes to full coverage. It is the state that defines what that limit is and what exactly is included in full coverage auto insurance in Boise ID. The informative team at Fuhriman Insurance Agency can help you go over exactly what full or liability insurance in Boise, ID actually covers.
The Benefits of Full Coverage Auto Insurance
Even if you own your vehicle, you may still want to consider full coverage over the state’s minimum liability. While no insurance policy can cover absolutely everything that may occur with your vehicle, full coverage is the closest you can get without any additional add-ons like umbrella insurance. The point of having full coverage is to protect you from the following:
- being sued
- being left with a car that is no longer usable
- uninsured drivers
It also provides these essentials:
- medical coverage
- rental car coverage
- towing and labor
While the above list doesn’t cover every benefit of full coverage, you can more about purchasing auto insurance in Boise, ID, and all the benefits that come with full coverage, by contacting the team at Fuhriman Insurance Agency today. They can be reached at 877-342-7935.