Tips to Make a Home Safer

There are many ways to make a home safer that a homeowner should consider. Some just make good common sense. Others, like installing an advanced security system, may actually reduce the homeowner’s insurance premiums. Ask the agents at Fuhriman Insurance Agency about potential discounts.

Tips to Make a Home Safer

Security Issues
Besides having a security alarm system, make sure the entry door is strong and secure. When you are in the home the security system may be off. If the entry door is weak, it is a potential entry point for home invasions. Reinforce both the door and the door jam. Solid core doors with strong double-bolt locks that have reinforcement with a metal security gate are a good idea. 

Use strong windows and doors that lock properly. Make sure to lock everything when going to sleep. Use exterior security lighting triggered by motion-sensors. Lock pet doors when they are not in use.

If away from the home, ask neighbors to watch the property. Stop newspaper and mail delivery. Inform the security company. Use timers to turn lights and the television on and off at appropriate times to make it appear there is someone home.

Get rid of flammable materials, such as old boxes of papers. Keep the furnace/air-conditioning system well maintained. Have smoke alarms in every room that work properly. Check them frequently. Have fire extinguishers in the kitchen and around the house. Service them on a regular basis.

Slip and Fall Hazards
Get rid of clutter, especially things left on the floor. Put toys away. Remove loose rugs and wires that cross any walking pathways. Have adequate lighting in hallways and in staircase areas. Put pet food dishes in a place that is not in the walking areas.

Child Safety
Use childproofing to secure contents of storage areas. Keep medicines, household cleaners, and toxic chemicals out of reach. Install window guards so children cannot fall out. If you have a swimming pool, install a fence around it with a locked gate and use a security cover.

Cut back trees, if they have the potential to break or fall in a way that might damage the house.

These safety tips can help homeowners avoid problems. To make sure there is adequate homeowner’s insurance for the unexpected things that do happen, contact the agents at Fuhriman Insurance Agency. They enjoy helping new homeowners get insurance and offer reviews of existing coverage with helpful advice for homeowners.

Protect Your Business and Patrons with Commercial Insurance

You read the headlines everyday: "Monster Storm Destroys Homes," "Killer Winter Causes Damage," and "Rising Waters Require Evacuations"

Weather keeps breaking records with its destructiveness.  You think you are prepared with your current insurance policy, but have you taken into consideration all that you stand to lose when Mother Nature destroys your place of business?

You probably have your company’s equipment and the physical building protected from damage. However, your customers leave their computers for repair, drop off valuable jewelry for cleaning, or have their wedding tuxedos waiting to be picked up at your location.  Not only are their physical belongings taking shelter under your roof, their personal information is stored in your computers and company files. Do you have the right coverage in place such that when a blizzard smashes your front window or collapses your roof, you have their best interests covered while protecting your future relationship with those who keep you in business.

Perhaps you bought your current policy when you were just starting out with only the minimum liability in place.  Business has been booming over the past decade and now you are responsible for much more inventory.  It is time to review your commercial insurance policies with a knowledgeable agent who is prepared to assist you in protecting the future of your business, covering the many contingencies that a wild storm may bring with it.

Fuhriman Insurance Agency serving the Boise, ID area is eager to take the time to review your current commercial insurance coverage and ensure you are prepared to weather any storm that may come your way.  Give them a call oat 877-342-7935 to make an appointment today.