Fuhriman Insurance Agency serves the Boise, ID community. We strive to help our clients find policies that will protect their assets. We understand that each of our clients has a unique situation. That’s why we offer flexible policies. We look forward to helping you find the coverage you need. We are an independent agency.
Unique Renters Insurance Facts To Consider
More rental properties are developed across Boise, ID every year. Many residents recognize the benefits of staying in the city. If you plan to move into a rental property in the area, you need renters insurance. Renters insurance protects your personal belongings if they are damaged or stolen. Here is a look at some other unique renter’s insurance facts.
Your Landlord Is Only Responsible For The Structure
Your landlord is responsible for any damage to the interior of the unit. However, you will still need renters insurance to protect your personal items.
Liability coverage is important if you plan to have a lot of guests over to your rental property. You will be protected if one of your guests gets injured. You also have to plan for emergencies such as an accidental fire. Renters insurance covers you if you accidentally cause damage to someone else’s property.
Your renter’s insurance policy does not cover your unit if a natural disaster moves through the area. You can add custom coverage to your policy to protect you if a flood or earthquake occurs and damages your property.
It’s a good idea to take inventory of your personal items. This can help you figure out the true value of your assets if they are stolen or damaged.
Fuhriman Insurance Agency Will Help You Stay Covered
Visit our website to learn more information about renters insurance.