Consumers who are purchasing life insurance need to choose between a term life or whole life insurance policy. At Fuhriman Insurance Agency, we offer whole life insurance to consumers in Boise, ID.
Whole life insurance might be the best option for you depending on your particular situation. The following are three reasons you may want to take out a whole life insurance policy.
Whole life insurance policies build cash value over time.
If you take out a term life insurance policy, you don’t get anything back from the money you put into premiums unless you die during the policy term.
On the other hand, a whole life insurance policy accumulates value over time. Whole life insurance is a long term investment rather than just a temporary safety net in the event of an unexpected death.
The death benefit provided by a whole life insurance policy is guaranteed.
Not matter what happens, you are guaranteed a death benefit when you pass away as long as you continue to pay your whole life insurance premiums. Also, this death benefit will not be subject to taxes.
A whole life insurance policy will not expire.
You need to renew term life insurance when your life insurance term is up to have further life insurance coverage. Unfortunately, it can be difficult to renew a life insurance policy as you get older.
With whole life insurance, your policy will never expire and remains active for the rest of your life.
We’re here to help if you have questions about our whole life insurance policies in Boise, ID. Contact us at Fuhriman Insurance Agency to learn more.
If you’re operating a business or thinking about starting one, commercial insurance is probably on your list of things to do. It’s a good idea to make sure you have the right level and type of coverage, so you can be properly protected and have what you need to be successful. But you might not be sure exactly what type of coverage your Boise, ID business needs. At Fuhriman Insurance Agency we can help you find the right coverage so you can feel good about your policy. Then you can focus on the things that matter most to you, and leave the insurance worries to us. Here are five ways a business policy will protect you.
1. You’ll have peace of mind, so you can focus on operating your business properly
2. You’ll be covered if there’s a problem with your building such as a natural or man-made disaster
3. Your employees will be protected if something happens to them at work
4. Your clients will be protected if they should become injured when they’re on your property
5. You can change or adjust your policy to keep you protected as your business grows
You don’t have to settle for less than the best when it comes to a commercial insurance policy you can rely on. Contact us today at Fuhriman Insurance Agency and let’s get started protecting your Boise, ID business properly. Whether you’re about to launch your business or you’re thinking about changing your policy as your company’s needs change, we can help. Give us a call or stop in and see us, and we’ll be happy to answer your questions. We know insurance options can be confusing, and we want to take away that stress so you can get a good insurance policy and then focus on running your business.