When you decide to throw a party in your apartment, it’s unlikely that you put ‘buy renters insurance’ on your to-do list. You’re probably far more concerned about serving the right appetizers and getting the right decorations than you are with anything else. But the people in Boise, ID who want to protect themselves from liability claims may want to reconsider their actions before going any further.
How Liability Works
While every situation is different, renters are typically held liable for what happens to their guests when they’re on their property. This means that if a person slips and falls on your kitchen floor because another guest spilled a drink and didn’t clean it up, you may have to pay for the injured party’s medical bills due to negligence. You’re also responsible for keeping your guests on the premises if they happen to become impaired from alcohol or drugs. If they leave in their car and hit someone else, there’s a chance that you’ll be asked to pay the medical bills.
Help from Fuhriman Insurance Agency
Our agency is here to help renters in Boise, ID get a handle on their responsibilities so they don’t make a mistake that could haunt them for the rest of their lives. Throwing a party is a fun event that will typically go off without a hitch. It’s not a reason to become scared to have people over to your home or to hide away from the world. But at the same time, it’s foolish to pretend there aren’t risks involved when it comes to your next big bash. For more information call Fuhriman Insurance Agency for a free quote. Renters insurance is one of the most affordable types of insurance available!