Four rules to follow when it comes to your commercial insurance

Commercial insurance can protect your livelihood as a business owner in Boise, ID. At Fuhriman Insurance Agency, we provide commercial insurance to area businesses. 

Here are a few essential rules to follow when you insure your commercial venture. Below are four rules to follow when it comes to your commercial insurance. 

Don’t wait too long to buy commercial insurance.

Many business owners make the mistake of assuming their company is still too small to need insurance. However, companies of all sizes can benefit from being insured. That’s why you should purchase commercial insurance early in your company’s history. 

Know what your company’s risks are

Doing a detailed risk assessment will allow you to determine precisely what types of coverage you need and how much coverage you should invest in.

A risk assessment can help you make decisions about commercial insurance, optimize operations, and improve safety at your company. 

Take time to explore options.

Do your research on commercial insurance options by contacting a few insurance providers and getting policy quotes from them. Comparing your options will make you confident that you’ve made a good choice when you buy a policy. 

Make changes to your coverage when necessary.

As a business owner, you most likely have ambitious goals for growing your company. Your company’s insurance needs will change as your company grows, so many necessary changes to your commercial insurance policy to keep up with changes. 

Are you ready to insure your company in Boise, ID? At Fuhriman Insurance Agency, we can answer your insurance questions and provide you with a quote on a policy. Get in touch with us today!

When Tomorrow is Uncertain: The Importance of Life Insurance Planning

Life in Boise, ID is full of uncertainties and unexpected things, and sometimes we find ourselves caught off guard. That’s why having a solid financial plan is crucial, especially in managing unpredictable circumstances. One of the most vital components of any financial plan is life insurance. Fuhriman Insurance Agency has life insurance policies to fit every stage of life.

Take Care of Your Loved Ones

Life insurance is a safeguard that can provide financial assistance to those left behind in case of the unexpected. Your family may have to cope with many expenses like funeral costs, medical bills, and debts you might have left behind. Life insurance can help cover these costs and offer financial support to your loved ones in their time of need, allowing them to cope with a difficult period without worrying about their financial status.

Protect Your Business

Without a proper plan in place, business owners run the risk of not securing their company’s future. Business life insurance can protect businesses from unforeseen circumstances like the death or disability of an owner or a key employee. It can also offer flexibility in circumstances like selling or retiring. Getting business life insurance can provide peace of mind to business owners and offer security to employees in case of unexpected happenings.

Life insurance planning is an investment that focuses on your family’s future in Boise, ID. It’s hard to know what the future holds, but having a solid financial plan can provide peace of mind and help alleviate any financial stress our loved ones may face. Speak with Fuhriman Insurance Agency today to discuss your life insurance options and best plan for your needs and budget.