Month: December 2020

Why should I get renters insurance in Idaho?

Posted on by AgentInsure

The Boise, ID area can be a great place to move to and live. If you are coming to this area, you should think about renting a home instead of buying. When you rent here, you will have more flexibility to move into a new home, which will give you more of a chance to explore the area. When you are going to rent a home here, you also need to get proper insurance. There are several reasons you should get a renters insurance policy here. 

Required By Landlord

One of the reasons to get renters insurance is that it is going to be a lease requirement. Landlords know that a renters insurance policy provides important coverage to a tenant, which indirectly benefits a landlord as well. Due to this, they will usually require that all tenants maintain insurance throughout the term of the lease. Most landlords will ask for evidence of insurance before the start of the lease term. 

Gives Valuable Protection

Another reason that you should get a renters insurance policy is that it can give you some very valuable protection. When you get a renters policy, it will give you coverage for all of your personal assets, which could be lost if you are a victim of theft or fire. Additionally, you are going to receive some liability coverage, which is helpful if there is an accident or other situation that results in property damage or injuries.

As you are looking for renters insurance in the Boise, ID area, it would be a good idea to call Fuhriman Insurance Agency. The team at the Fuhriman Insurance Agency can provide you with advice on how to get into a policy that will give you valuable coverage. This will also ensure you are in full lease compliance. 

3 Reasons Why You Need Umbrella Insurance

Posted on by AgentInsure

When you hear the word insurance do you shy away? If so, is it because you think you can’t afford it? But can you afford NOT to have insurance? The answer is no. Insurance is protection against unforeseen events. If you knew something was going to happen you could prepare for it, but even with as much caution as you put into daily living, accidents do happen. 

Chances are you already have insurance policies, such as auto, home, and life, but is this coverage enough? Have you determined whether you’re fully covered if something were to go wrong? To put your mind at ease, it’s always best to have maximum coverage, according to our team at Fuhriman Insurance Agency. This means having a full auto insurance policy rather than the minimum, for example, but it also means purchasing umbrella insurance.

What is Umbrella Insurance?

Umbrella insurance is added protection that you purchase in addition to your standard policy. This means that if you submit a claim for damage to your home or vehicle and it’s not enough to cover it, your umbrella insurance will kick in. It’s like having extra cash in the bank that you utilize only under certain circumstances.

Why Should I Buy Umbrella Insurance in Boise, ID?

Securing this type of policy not only gives you peace of mind, but it also protects your assets. Imagine someone falls down the stairs and breaks a leg at your home and then decides to sue you. Your homeowner’s and your umbrella insurance will be available to cover the cost of litigation, which everyone knows is expensive. 

Contact a Reputable Agent Today

To learn more about purchasing umbrella insurance for maximum protection, contact Fuhriman Insurance Agency, serving the Boise, ID area, today.