Why All Renters Need Renters’ Insurance

Renters’ insurance is essential for anyone who rents their home. It’s important to have renters’ insurance from the first day you rent your home. If you are moving soon or want to change to a different company, call us at Fuhriman Insurance Agency in Boise, ID. We’d happily develop the right policy for you and your needs. 

Protection for Your Belongings

When you’re a renter, virtually everything you have is inside your rented home. It’s important to protect those belongings so that you can mitigate your risks. When you have renters’ insurance, it will protect your belongings so that they can be replaced if something happens to them. The covered events are in the policy. These may include things like accidents and specific types of disasters. When you have this coverage, the policy can pay you to replace your things after a destructive event. This is important for ensuring you can return to your regular life. It would be so expensive to replace everything on your own that many people wouldn’t be able to do it. With a policy in place, you never have to worry about this. 

Liability Protection

Since you’re renting your place, you’re responsible for everything that happens there. You’re liable for their bills when someone falls or has an accident. An injury can be costly. It can require you to pay for medical bills, but there may be a lot of other costs. These can include ongoing therapy and lost wages. With renters’ insurance, the policy can pay all those bills. This can save you from financial ruin after an accident happens in your home. 

Get Renters’ Insurance

When you rent, call us at Fuhriman Insurance Agency in Boise, ID to get started with renters’ insurance.

Four Reasons Your Business Needs Umbrella Insurance in Boise

The unthinkable can happen in business, so it’s good to be prepared. You might need to file for an insurance claim at some point, whether your employee gets into an accident with a business vehicle or gets injured at work. If you have general liability insurance, you are already a step ahead but may need commercial umbrella insurance for your business. Check out these reasons why you should have umbrella insurance in Boise.

It Saves You Money

Paying premiums can be challenging, especially if you already have other types of business insurance. However, premiums are much lower than the liability costsiability should anything happen to your business premises, vehicles, products, or employees. With umbrella insurance, you don’t have to worry about saving vast sums of money to use as emergency funds because the insurance covers the extra costs.

It Provides Extra Protection

Umbrella protection provides additional coverage to your existing coverages, so it is the last option when the other coverages have reached their limits. Umbrella insurance provides handy financial protection in case of vendor or customer lawsuits.

It Gives You Peace of Mind

The business world is risky, and anything could happen at any time. It could be an accident, a lawsuit, or even an injury that involves you or your business. Umbrella insurance gives you peace of mind that you won’t have to worry about surviving an incident that affects your business financially.

All Businesses Can Benefit

In Boise, ID, all businesses can qualify for commercial umbrella insurance if registered. Whether your company has two or more than one thousand workers is fine. You only need to find the right umbrella insurance provider, understand the terms, and protect your business. 

Contact Fuhriman Insurance Agency

Umbrella insurance is a valuable investment that you should consider for your business in Boise, ID. If you want to sign up for umbrella insurance and need assistance, contact Fuhriman Insurance Agency for advice and get started immediately.