Environmental Risks Covered by Pest Control Insurance

When you contact Fuhriman Insurance Agency serving Boise, ID about insuring your pest control business, you might find it surprising that we have pest control insurance at the ready. It protects your business in ways other companies receive protection from commercial insurance, but a pest control policy also protects your company from the environmental risks it undertakes.

Pest control insurance refers to an insurance bundle consisting of a business owner’s policy and other policies, including environmental risk insurance and pollution liability policy.

What does environmental and pollution insurance cover?

Damage or illness incurred by an individual or group due to your company’s treatment of their home, office, or the structure adjacent to theirs.

Certain aspects of pest control can cause issues for those around the home or business treated for pests. This includes the following:

  • Soot
  • Smoke
  • Vapors
  • Fumes
  • Alkalis
  • Toxic chemicals
  • Acids
  • Liquids or gases
  • Waste materials
  • Other irritants & contaminants

Your Environmental Liability

Your pest control business aims to make things safer for those in the home or business that you spray for pests. Still, sometimes, due to faulty tenting or venting, your pest control substances may cause a problem for another individual or family.

Your pollution liability and environmental components of your pest control insurance protect your financial security by covering the medical costs of those individuals and any settlement from the illness.

Contact Us

Contact Fuhriman Insurance Agency, serving Boise, ID, for more information on insuring your pest control service. Let us help you protect your financial security with the appropriate coverage for your pest control business, so your liability remains covered, and you can operate your business with peace of mind.

Required Auto Insurance in Idaho

When you drive in Idaho, you are required to have auto insurance for your vehicle in virtually all cases. When you get this insurance, it will have different types of coverage within the policy. If you have an Idaho vehicle and need to get it insured, give us a call today at Fuhriman Insurance Agency in Boise, ID.

Liability Auto Insurance

Vehicles are required to have liability coverage in Idaho. The state mandates two types of liability coverage with three different coverage amounts to be included in the policy. The state requires both bodily injury or death liability as well as property damage liability. An amount is required for one person injured or killed in an auto accident. A higher amount is required for everyone who becomes injured. In addition, there is an amount required for property damage liability. All these coverage types pay for damages for third parties, not for you or anyone in your vehicle. 

Uninsured Motorist Insurance

The state also mandates that the auto policy must have coverage for uninsured motorists, though this requirement can be waived in writing. This coverage pays for your injuries and damages if you are in an accident with a motorist without insurance. The amount of this coverage has to be the same as the amount of bodily injury liability. The amounts of all these coverage types, as required by law, are relatively low when looking at other states. That’s why it’s generally recommended that you get higher coverage than is required. The state minimum amount may not be enough for a serious accident. 

Get Your Vehicle Covered by Auto Insurance

Having at least the mandated insurance amounts is essential, so you aren’t subject to fines and fees. Call us at Fuhriman Insurance Agency in Boise, ID, when you need insurance.