Month: November 2021

What Does Term Life Insurance Cover?

Posted on by AgentInsure

Term life insurance policies cover a specific period of time, allowing you to collect a death benefit for a specific period of time. If you are considering term life insurance, you want to make sure that your family will have the protection they need.

Fuhriman Insurance Agency serves the residents of Boise, ID, providing life insurance solutions. These are some of the things term life insurance covers.

Term Life Insurance Pays a Death Benefit

The main point of getting term life insurance is for your family to receive a benefit upon your death. If you pass away, your family receives the insurance benefit that you’ve been paying into. It is important that you know what types of death situations will help you get the coverage you want for your family.

Term Life Insurance Is a Short-Term Option

You should also know that term life insurance covers only a portion of your life. This is why many people use insurance to provide a benefit to their young dependents. For instance, you might have children who will be adults within 15 years, so a short-term insurance option works well.

Term Life Insurance Covers Varying Terms

When it comes to term life insurance, you have a lot of freedom to choose the coverage you are looking for. Your coverage can provide protection for your family for 10, 15, or 20 years. Make sure that you read your contract to understand exactly how long your insurance will last.

Get Term Life Insurance Today

Fuhriman Insurance Agency, which serves Boise, ID, offers term life insurance policies. Get the information you need today to get the best insurance to protect your family.

Workers Compensation Overview

Posted on by AgentInsure

Fuhriman Insurance Agency provides coverage to the Boise, ID community, as well as the surrounding areas. We are an independent agency. We sit down with our clients to assess their unique situations. We have relationships with multiple carriers throughout the Pacific, allowing us to offer our clients flexible policies. We are looking forward to helping you find the coverage you need to protect your assets.

Workers Compensation Overview

The Boise, ID community depends on the success of small businesses. As a business owner, you are constantly looking for ways to stand out from the competition. Having a strong commercial insurance policy can help. Commercial insurance covers your business against the risks of operating a business. All of your equipment is covered if it is vandalized or stolen. You are also covered if severe weather damages your building. Liability coverage is important. Your business will be protected if a customer suffers an injury while visiting your property.

Workers Compensation

Worker’s compensation allows you to protect your business and your employees at the same time. Your employees help your business function properly. However, there are occasional issues in the workplace that need to be addressed. Perhaps there are allegations of harassment. Maybe one of your employees suffers an injury. Worker’s compensation protects your business against possible legal action. The policy covers your employee’s medical treatment and rehabilitation. If the injury is serious, your employees are also covered if they need to go on disability for a while. Having a strong workers’ compensation plan can help you attract the best talent. Your business becomes appealing because you are showing that you value the contributions of your staff.

Fuhriman Insurance Agency Will Help You Protect Your Investment

Visit our website to learn more information about commercial insurance.