Driving a car in Idaho is a necessity for a lot of people. When you are looking to drive a car, it is important that you know all of your requirements. People that are shopping for insurance in the Boise, ID area will have a variety of auto insurance requirements that may need to be met in order to stay in compliance.
Lender and Lessor Requirements
When you are shopping for auto insurance, it is important that you know what your requirements are with your lender. If you have taken out a loan or lease to get your car, you will need to have a full auto insurance policy. This will have to include collision and comprehensive coverage. When you have this type of coverage you will have protection against a wide variety of losses. The lender will require that you have this as long as the loan is outstanding.
Similar to other states, Idaho will require that you have liability auto insurance whenever you are on the road. In Idaho, the requirements include having $50,000 in bodily injury coverage per incident and $25,000 per person. You will also need to have personal property liability insurance protection of at least $25,000. If you do not have this coverage, you will be in violation of state law and could face stiff penalties.
Once you are ready to start looking for your next auto insurance policy in Boise, ID, you should come to the Fuhriman Insurance Agency. The team at the Furhiman Insurance Agency can help you to better understand your auto insurance needs. They can then help you get into a policy that will provide you with the right level of coverage for your personal situation.