pest control

Do I Need Pest Control Insurance for My Family-Owned Business?

Posted on by AgentInsure

Pest control businesses in Boise, ID provide essential services for property owners and commercial enterprises. Having the right insurance is a critical consideration for business owners, including family-owned operations. Fuhriman Insurance Agency is here to help you create a policy that protects your business effectively.

Pest Control Insurance: What It Covers

As a business offering pest control services to the public, the state requires your company to have liability insurance. Before obtaining a license to provide professional pest control services, you must show proof of financial responsibility.

There are three key areas where your company must have insurance coverage: general liability insurance, workers’ compensation insurance, and commercial auto insurance for any vehicles used for company operations.

The Risks of Insufficient Coverage

Operating a pest control business in Boise comes with unique risks, including the use of hazardous chemicals that can lead to spills or contamination. Having adequate coverage is essential in case a claim is filed against your business. Our agents can discuss the benefits of additional specialized coverage tailored to your needs.

Specialized policies may include liability coverage for professional negligence, environmental damage caused by pollution or fumigation, and damages that may occur during property inspections. You may also want to consider commercial property insurance, which provides protection for your business assets in the event of fire, theft, or vandalism. Coverage typically includes your business office, equipment, chemicals, and storage facilities.

Contact Fuhriman Insurance Agency

If you’re ready to secure a policy for your family-owned pest control business, contact Fuhriman Insurance Agency. Our knowledgeable agents are here to provide prompt service and help you get the coverage you need to operate safely and securely.

Pollution Insurance for Pest Control Businesses

Posted on by AgentInsure

As a pest control business owner, it’s your duty to secure commercial insurance for your enterprise. Many in this industry often ponder the types of insurance necessary for their business to thrive. If your business is situated in Boise, ID, our team at Fuhriman Insurance Agency is here to guide you. We have been serving businesses like yours since 1962.

Understanding Policy Options

Every business must have property and liability insurance to safeguard its assets. Businesses also provide their employees with health insurance and workers’ compensation insurance. A unique type of insurance that your pest control business can consider is pollution liability insurance. The chemicals utilized by your pest control business could potentially lead to air pollution, and your clients may seek compensation.

As per Field Routes, pollution liability insurance is designed to shield your business from costs arising from your company’s fumigation or pesticide contamination actions. If a business served by your company files a claim of property or health damage, your pollution liability insurance will cover those expenses. The same source states that pollution insurance is crucial for a pest control business, as many of the chemicals they use are deemed toxic. Hence, their chemicals can pose a threat to property and people.

Reach Out to Us for Your Appointment

Being a service-oriented pest control business, we understand that you expect your insurance agent to be equally committed to service. At Fuhriman Insurance Agency, we promise consistent support and superior customer service. Companies in Boise, ID, have relied on our team for over 60 years. Contact us for an appointment today, and let’s discuss insurance.