It might seem unnecessary to insure a vehicle you don’t drive, but you may still need insurance for parked vehicles, including those stored in your garage. Here’s everything you need to know about auto insurance for non-operational vehicles.

State Requirements

Many states require insurance coverage for all registered vehicles, even if they are not being driven. If you fail to maintain insurance, you could face penalties such as fines or the suspension of your driver’s license. To ensure compliance, consult with a professional at Fuhriman Insurance Agency to determine the legal insurance requirements in the Boise, ID, area.

Penalties

Not having insurance for parked vehicles can result in significant consequences. You may lose your driver’s license, and the cost of insurance could increase over time. Some insurance companies impose penalties or additional fees if they discover a lapse in coverage during any period.

Insurance Discounts

While many people avoid insurance due to its cost, it may be more affordable than you think. You could qualify for discounts based on factors such as your age or an excellent driving record. Additionally, parked vehicles often qualify for lower insurance rates since they are not actively being driven.

Rather than risking fines or penalties by forgoing insurance, it’s often more cost-effective to maintain coverage. An insurance agent at Fuhriman Insurance Agency can assess your situation and help you find an auto insurance policy that fits your needs. Contact us today to learn more. We proudly serve the Boise, ID, area.