Does Pest Control Insurance Cover Garages and Sheds?

There’s nothing worse than watching termites, rodents and other pests destroy the property you’ve worked so hard to build or buy. Pest infestations often start in the basement, shed or garage and move toward the rest of the home or business.

The question begs: does pest insurance cover garages and sheds in Boise, ID? The Fuhriman Insurance Agency has the inside scoop.

Pest Control Coverage for Sheds and Garages

Pest control insurance for detached sheds differs by policy. Moreover, individual policy details for attached and detached garages also dictate coverage applicability. In short, each individual pest control insurance policy’s language determines if sheds and garages are covered. Oftentimes, if the garage is attached to the home, it will be covered as that space is considered a part of the residence. The same is also often true for businesses with attached garages.

However, complications often arise when pest infestations occur at detached sheds and garages. Those separate buildings are considered add-ons to the property, meaning they might not be insured at the same level as the primary home or business or possibly not insured at all. 

Do Your Due Diligence Before Obtaining Coverage

When researching pest control insurance, read the small print. If necessary, have your attorney review the policy language before securing coverage.

A thorough review of the policy details determines if sheds, garages and other add-ons to the primary property are covered by the policy. Compare coverage options, details, costs and more before making your decision.

The Fuhriman Insurance Agency Is a Call Away

Do you own a Boise, ID home or business with a pest infestation? Even if your property isn’t infested, it’ll eventually attract pests in due time. Call us today to get a pest insurance quote for your home, business or other property.