Author: AgentInsure

Meridian, Idaho: “Built for business …designed for living”

Posted on by AgentInsure

If you live or own a business in the Meridian, Idaho area, you’ve likely heard the slogan "Built for business …designed for living.” There are a lot of good reasons to take stock in the slogan as Meridian continues to grow to what is now the third largest community in the state. A quick visit to the Meridian Chamber of Commerce will reveal a list of Meridian’s best places to eat, shop and stay. You can learn about jobs in the area and get details on how to get involved. There are almost an unending series of events in our community that help keep us active.

Businesses are blossoming in our area for many reasons, not the least of which is a growing population. But there also is an expectation of excellence here that keeps everyone on their toes. Competition makes everyone a better business person.

We see it every day in our business as an independent insurance agency. Independent agencies can help commercial insurance clients seek out the best rates possible from a variety of insurance providers. These providers have to compete for the business. Ones who provide the best coverage at the most affordable prices do well.

The challenge is if you don’t compare, you will never know. You may continue to just keep paying rates that are too high, without even knowing.

That’s why we challenge you to try us. Visit our website and get a comparative quote on your homeowners or auto insurance, or perhaps both. We think you’ll see savings that will encourage you to contact us for your commercial insurance.

If you are a business owner in Meridian, keep up the good work. But don’t stop looking for ways to better spend your money. Contact us at Fuhriman Insurance Agency to get commercial insurance quotes that are more than competitive.

3 Things You May Not Know About Garden City, Idaho

Posted on by AgentInsure

If you live or work in Garden City, Idaho you are probably pretty familiar with our community of about 11,000 residents. There are some things you may not be fully aware of however. Here are three.

  1. Did you know that Garden City was named so because of the gardens that were planted by Chinese immigrants? In fact, one of our main thoroughfares in called Chinden Boulevard, a combination of the words China and garden. In the 2010 U.S. Census, only 1.4 percent of our community is Asian, exactly the same percentage as in the year 2000.
  2. You may have heard of the Garden City Library, but did you know it has over 36,000 fiction and non-fiction books? It also has over 3,000 audio books and close to 3,500 DVDs and videos.
  3. Are you aware our area has experienced nine periods when the temperature reached 100 or more degrees for 5 straight days or more. The record streak is nine straight days of 100-plus degree days.

If you own a business in Garden City you may also not know the difference between getting your commercial insurance from an independent or a captive agent. A captive insurance agent represents the products of a single company. An independent agency has access to multiple providers. That can mean better, more affordable commercial insurance rates.

At Fuhriman Insurance Agency, we are proud to serve Garden City businesses. Our independent agents can get quotes from a variety of insurance companies, potentially saving you money. We can also save you on your personal lines of insurance as well. Visit our website and get an online quote for auto or homeowners insurance.

For business insurance in the 83714 zip code and surrounding area, contact us and see the difference our independent agency status can mean for you. We are Fuhriman Insurance Agency and we would appreciate the opportunity to serve you.

How Do I Save Money On Home Insurance In Meridian?

Posted on by AgentInsure

Meridian, Idaho is a quickly growing city within the Boise metropolitan area. The home values are higher than what’s found in the rest of the state, though residents continue to move into the city. There are many things to do and there is a lot of new construction, providing shopping, employment opportunities, and entertainment.

As a homeowner, you need to purchase home insurance. However, you don’t want to spend more than what’s necessary. The question becomes how you go about saving money on your policy.

Step 1 – Work with independent agents

We have independent agents to help you in Idaho. This is your chance to ask questions about coverage options, learn about the various companies that do business in the state, and obtain quotes from the different companies so you can save as much money as possible by comparing rates.

Step 2 – Talk about the features of your home

Your home in Meridian may have all sorts of features to save you money. This can include a security system, film on the windows, safety switches on electrical appliances, and much more. Disclose the details of your home because there may be ways to save money that you weren’t aware of.

Step 3 – Look for discounts

There are some discounts that may be available to you. Working with independent agents can help you to purchase home insurance for less. They will actively find the various discounts that you qualify for, which can include:

– Retired military

– Have multiple policies from same insurance company

– Energy efficient home

– Member to AAA, USAA, or other organizations

It’s always a good idea to find out what you qualify for and agents can make it simple by doing a majority of the work on your behalf.

When you’re ready to save on home insurance in Meridian, call us to see how we can help.

4 Things To Learn From Home Insurance Quotes

Posted on by AgentInsure

Garden City, Idaho is a beautiful place to live. It’s a relatively quiet area with a population of close to 10,000 people. It’s far enough away from Boise that it’s not part of the metropolitan area, but close enough for people to be able to commute and visit for the various shopping and entertainment opportunities.

Home insurance is a must as a way of protecting your home. You want the very best in coverage and that’s why you will want to work with our insurance agency. We’re independent from any of the insurance companies in Idaho and this allows us to take the best approach for getting you a policy that is affordable and provides peace of mind.

When you get quotes, there are some things you will want to look at, including:

– The level of coverage

– The amount of coverage for each item

– The cost of the coverage

– The reputation of the insurance company

It’s great to get quotes, but you have to know what they really mean. For example, you need to look at the full level of coverage and how much you are protected against in all areas, otherwise you may be spending a lot of money after making a claim anyways, which defeats the purpose of having home insurance.

You can have affordable coverage and front a reputable insurance company. By working with our agency, we ensure you get quotes from companies you can count on. We look at ones that have longevity within the community of Garden City and who are known for paying claims quickly.

We want to help you get home insurance in Idaho and that’s why we have the most knowledgeable agents around. Call today and let us help you get quotes to start making comparisons.

5 Things To Have Ready When Getting Quotes

Posted on by AgentInsure

Many people choose to live in Garden City, Idaho as it is close enough to Boise to offer a simple commute. The home values are a little lower here than elsewhere in the state and it is also quieter than the hustle and bustle of the big city. The majority of things to do in the area are located within Boise, so many people are on the roads throughout the 83714 area.

When you want to get quotes for car insurance, you can work with agents. There are a lot of things that the agents will ask you in order to get the best pricing, so you want to have everything ready.

VIN Number

The VIN is going to provide details about your car to the car insurance company, including make and model and safety features.

Driver’s License Number

Your driver’s license number will be needed to run a simple report. This will tell them about speeding tickets and other information on your record to determine the cost of quotes.

Accident History

Whether it took place in the 83714 area or not, you will want to list off any accidents that took place over the past three years.

Desired Coverage Levels

You should have an idea as to what kind of coverage you want for your car insurance in Garden City. You can choose the minimum levels as required by the state of Idaho or choose to add onto the liability and obtain collision and comprehensive insurance.

Affiliations

There may be all sorts of discounts available to you and our agents will work hard to get you the most that are out there. You will want to have all affiliations at the forefront of your mind, such as USAA, AAA, and more.

Contact us today and let us get you some car insurance quotes!

Can A Learner’s Permit Affect Car Insurance?

Posted on by AgentInsure

Boise is a major metropolitan city in Idaho. There are many attractions, including the Boise National Forest, the Egyptian Theatre, and much more. The economy is booming and residents can enjoy working for a number of top employers.

When you live in Boise, there are some things to understand with adding a learners permit to your policy. Once you have a licensed student driver, it’s important to contact your car insurance company and add them to the policy.

What you need to understand is that a learner’s permit is going to affect your car insurance in some dramatic ways. If you simply add without paying attention to details, the policy could become very expensive. This is because of the added risk of a new driver suddenly on the roads.

Another way the permit can affect your insurance is because of the coverage. You can choose to keep the coverage the same as you have had it throughout Idaho. However, it is recommended that you add to the overall liability as a way of protecting you and your family.

If your child with the learner’s permit gets into an accident, it could result in a lot of damages or personal injuries. You will depend on your insurance to cover all of the expenses. In order for this to happen, the coverage levels need to be at the necessary amounts. If they are too low, you could find yourself responsible for all of the remaining amounts – and this can be a substantial amount of money. Our agents can talk to you about the best level of coverage.

You can call one of our independent agents where we can go over some of the different options available to you in Boise. Adding a learner’s permit can be simple and without being too expensive!

Growth and Expansion with Commercial Insurance

Posted on by AgentInsure

Meridian, ID is home to a wide selection of exciting opportunities and vacation destinations. Taking a slide at Roaring Springs Waterpark is always fun, and The Village Cinema offers brand-new family options for visitors and locals alike. The Meridian Speedway never fails to captivate patrons, and Eagle Road stretches across the area—making each destination easily accessible.

Protecting Expenses and Boosting Opportunities

Such areas are accommodating for business ventures and lucrative opportunities. Within the area, maintaining commercial real estate may be difficult when protection isn’t acquired. Similarly, commercial insurance guarantees freedom of expansion and overall maneuverability within different campaigns, offering increases in:

  • Company size

  • Budget scale

  • Industry accessibility

  • Asset security

Loss and Liability Protection

Many insurance agencies protect businesses from catastrophic losses. Where fires, storms and environmental disasters occur—business coverage buffers impending closure and unrest due to increased expenses.

Similarly, liability coverage protects a business premises from a variety of liability-related expenses, including:

  • Business automotive damages

  • Customer injuries

  • Theft

  • Litigation

Coverage Options and Accessibility

Commercial insurance quotes offer great opportunities for business professionals and prospective industry leaders. Don’t get caught in the stream without adequate coverage, and compare quotes within our online database to obtain customized options.

Safety and security are always important. While Idaho laws and regulations differ from industry to industry, a wealth of options are available for owners seeking options. Whether commercial property is leased or owned, designed coverage policies increase business operations while defending fundamental company services. Commercial insurance begins with agents—and it ends with options and highly rated solutions.

Each comparable quote represents our finest collection of Idaho providers, and intensive coverage is accessible based upon industry regulations. With an intelligent approach and intensive information, our wide array of opportunities are virtually limitless for commercial insurance seekers, expanding growth, protection and scale opportunities.

Protect Your Business in Garden City, ID, with the Right Commercial Insurance

Posted on by AgentInsure

When you decide to open up your very own business in Garden City, ID, you are opening yourself up to a wealth of issues. With today's economy, owning and operating your own business can be a huge risk. However, you don't have to carry the weight of that risk alone. In fact, that's where our independent insurance agents come into play.

Whether you are starting a business or you are already running a business in Garden City, we can help find the right commercial insurance program that will meet your specific needs as well as your budget. There are a variety of coverages that you can choose, including general liability, property insurance, commercial auto insurance, employee benefits and even risk management.

Understanding Why Commercial Insurance Is an Absolute Must

In order to fully understand how commercial business insurance can help you in various times of need, ask yourself the following questions:

  1. What kind of position would you be in if you were to find out that the UPS delivery guy slipped and fell just outside of your office while delivering a package to your business?

  2. How would you handle having merchandise stolen from your office or warehouse?

  3. What would happen if your employee caused an accident with another vehicle, the driver of which was seriously injured?

  4. How would you handle an employee making a discrimination claim against you and your company?

All of the above-mentioned situations can occur as a business owner in Garden City, Idaho. Would you be able to afford to deal with these issues at-hand? More than likely, you wouldn't be able to come up with the costs out of your pocket. However, with the right commercial business insurance, you may be covered in situations like these and many more.

Protect Your Business Today!

In order to get the right type of insurance coverage for your business in the 83714 community, you need to take the time to sit down with one of our independent insurance agents who can obtain several commercial insurance quotes on your behalf. We are more than happy to take the time to discuss your individual needs and potential options for various levels of coverage with you. Don't delay in protecting you and your business, give us a call today!

Snow in Meridian, ID Presents Unique Home Insurance Needs

Posted on by AgentInsure

Meridian, ID is the third largest city in Idaho. As such, it has a lot to offer anyone who lives, works, or visits it. It is the home of the renowned Meridian Symphony Orchestra, a public art gallery located in the city hall, and 17 public parks with plenty of outdoor activities to enjoy. There is also a large outdoor mall, a racetrack, and an urban farmer’s market that is held every Thursday night in the summer. There is never a lack of activities for people of all ages in Meridian, and its backdrop of majestic natural scenery is amazing.

Naturally, as a large city, many people move to Meridian to work or go to school. While summers are mild, winters can be pretty rough, with lots of snow and even blizzards. That’s why it is important for homeowners to make sure they have enough coverage on their homeowners insurance when they move to this charming city. Anyone coming from an area without so much winter snow may not know just how much coverage they need in a snowy location. It’s far better to talk to a local agent and increase your coverage than be caught without it if the winter weather damages your home in some way.

A good idea is to take your current policy to your local Fuhriman Insurance Agency representative and discuss your options. You can also get an instant homeowners insurance quote on our website. Just tell us about your home in Meridian and you will get an instant amount sent back to you for the coverage you need. Whether you talk to a Fuhriman agent in person or get a quote online, be sure to look at your insurance policy and increase your coverage if necessary before winter arrives. You’ll be glad you took the time to protect your home.

Make Sure Your Homeowners Insurance Coverage is the Best

Posted on by AgentInsure

Garden City, ID is part of the greater Boise area, and is, in fact, mostly surrounded by that larger metropolitan city (though it maintains its own municipal government). This means it is right up close to all of the many Boise attractions. The Boise Art Museum and the Idaho Historical Museum are two of those popular attractions. A thriving indie music and theater scene are right there, as is the Boise Philharmonic. There is also a monthly art gallery stroll, and a large convention center that hosts famous national and international acts. In addition, there are plenty of malls, gourmet restaurants and cafes, and lots of outdoor areas with beautiful western scenery.

As a Garden City homeowner, you no doubt love your city. The area has a very high quality of life, and plenty to offer everyone of all ages. It is also extremely family friendly. The love you have for your home city means you want to do everything you can to protect your place there. This means protecting your home through an appropriate level of coverage on your homeowners insurance.

This means knowing whether you need additional damage protection or liability coverage. The weather can get pretty wild in the winter in Garden City, with lots of snow and blizzards. These can sometimes damage your home. If someone comes onto your property and slips and falls on hidden ice or other hazards you should have cleaned up long ago, you may discover yourself on the receiving end of a personal injury lawsuit or claim. These expenses can quickly bankrupt you. If you have good insurance coverage, however, your finances and your home will be protected.

Talk to a local agent at the Fuhriman Insurance Agency today to discuss your unique coverage needs in the 83714 zip code are. You can also get an instant quote online. Do it today, and protect the home and life in Garden City you've worked so hard to build for yourself and your family.