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Acquiring toy insurance is a surefire way to protect your toy vehicles and other RVs that you may take out every now and again. But as with any other kind of vehicle and insurance, it’s important to know what you’re purchasing and what degree of coverage you actually receive. For example, if you purchase toy insurance, will your toy insurance cover any toys that have been customized, or will you only receive coverage up to the amount of the original vehicle’s cost? Let’s take a look at what coverage will look like under toy insurance, and how you can find the right toy insurance policy with us at Fuhriman Insurance Agency, serving the Boise, ID area.
Will Toy Insurance Cover Customized Toy Vehicles?
As with most insurance policies, toy insurance is only going to cover the replacement value of the actual vehicle. This means that you’re covered up to however much the vehicle costs when you initially purchase it. Any further customizations won’t be covered since they naturally raise the cost of the vehicle. That being said, you aren’t out of luck if you decide to customize your toy vehicle and need coverage to protect it. You can easily get add-ons that will help you cover customizations so that you have further coverage you wouldn’t otherwise have with a traditional toy insurance policy. Reach out to your desired policy provider to learn more about what add-ons they offer so that you receive bespoke insurance designed around your needs.
Discover Toy Insurance Options With Fuhriman Insurance Agency
Are you looking to protect your toy vehicle investments? If so, start here with Fuhriman Insurance Agency, serving Boise, ID. We can help you compare your options so that you get the best insurance policy at the best price.