Does Commercial Insurance Cover Vandalism?

When you are searching for commercial insurance that can protect you from a variety of threats both natural and made, you will have questions. For example, you may wonder if you are protected in the event of vandalism. This is important to understand, especially if you live in an area with heavy foot traffic or where there are known issues with vandalism. Don’t simply wonder about your coverage. Make sure you are clear on the details before you make a purchase.

Vandalism Coverage

In most cases, your insurance policy will cover acts of vandalism that cause loss as a result of defacing or damage due to willful misconduct. It will usually require to meet the deductible before the coverage kicks in. If there is any property missing it will likely be covered as a theft, but make sure you check with your insurance company to get the specifics with submitting your claim and understanding the terms of the coverage they provide. 

Finding The Right Commercial Coverage

If you want complete protection from a variety of possible covered losses, then you should find a reputable insurance provider to help you get the coverage you need. Established insurance companies such as Fuhriman Insurance Agency, serving the areas in and around Boise, ID, can guide you in the right direction and help you understand all of the terms and conditions of the policy before you make a decision. 

If you have a business in or around the Boise, ID area and would like more information on commercial insurance options, contact Fuhriman Insurance Agency. Their helpful agents will answer your questions and give you the tools you need to protect your investment. Call or stop by the office today for more details.