Do I need special coverage for anything that happens as a result of my bar serving alcohol to someone?

When a business in Boise, ID wants to serve alcohol, it must apply for a special permit from the State.All businesses serving alcohol need this permit, whether alcohol is served on the side with meals or is the main part of what happens there.  Businesses are also expected to behave ethically and responsible when dealing with alcohol, such as not continuing to sell alcohol to customers who are already intoxicated.

There have been some cases where intoxicated customers left a bar and were involved in automobile crashes. Sometimes, intoxicated customers have accidents or even get into fights and hurt people or damage property. These damages can range from small, like broken glasses, to fatal crashes with very large damages. If your business is not protected, you may end up needing to pay for those damages out of pocket.

Most businesses that sell alcohol have strict policies and provide training to all employees to make sure those policies are carried out. However, sometimes accidents happen even if you do everything you can to prevent them.

At Fuhriman Insurance Agency, we can help you find the insurance policy to best protect your business if you serve alcohol. Those kinds of damages are generally not covered under any other insurance policies, like property insurance or general liability policies. That is because alcohol can provide a greater possibility of risky behavior that leads to damages.

However, if you already have one of those other policies at Fuhriman Insurance Agency, you can probably add a Liquor Liability clause or policy for an additional premium. If you have a business in Boise, ID that serves alcohol, don’t wait to protect yourself. Call today for all your options.