Running a business comes with its fair share of risks. No matter how careful you are, accidents, lawsuits, and unexpected situations can still happen. That’s where umbrella insurance comes into play. A safety net that every business owner should seriously consider. At Fuhriman Insurance Agency in Boise, ID, we help businesses of all sizes protect what they’ve worked so hard to build.

What Is Umbrella Insurance?

Think of umbrella insurance as extra coverage that kicks in when your other policies reach their limit. If a major claim or lawsuit goes beyond what your general liability or auto policy covers, umbrella insurance helps fill in the gap. It’s not a standalone policy, but rather an extension that provides broader protection.

Why It Matters for Business Owners

No business is immune to risk. A customer slips and falls, an employee causes a major accident, or a legal dispute escalates—these situations can lead to costs that far exceed your standard policy limits. Without umbrella insurance, your business assets—or even your personal assets—could be on the line. This type of policy gives you peace of mind knowing that you’re covered for the unexpected.

Affordable Protection with Big Benefits

One of the best aspects of umbrella insurance is its cost-effectiveness. For a relatively low premium, you can add a significant layer of protection. It’s a smart investment, especially when you consider the financial damage one large claim could cause.

If you’re unsure whether umbrella insurance is right for your business, let’s talk. Contact Fuhriman Insurance Agency in Boise, ID, today. We’ll help you understand your risks and customize coverage that keeps your business secure, no matter what comes your way.