{"id":95,"date":"2016-12-16T09:00:00","date_gmt":"2016-12-16T09:00:00","guid":{"rendered":"http:\/\/www.insuremeplus.com\/blog\/?p=95"},"modified":"2017-01-14T09:51:28","modified_gmt":"2017-01-14T09:51:28","slug":"5-ways-to-decrease-your-home-insurance-premiums","status":"publish","type":"post","link":"https:\/\/www.insuremeplus.com\/blog\/5-ways-to-decrease-your-home-insurance-premiums\/","title":{"rendered":"5 Ways to Decrease Your Home Insurance Premiums"},"content":{"rendered":"<p>The cost of homeowners insurance in Boise, ID can vary depending on several factors that may seem out of your control.&nbsp; While some factors are determined by things you can&#8217;t do anything about, such as location, the material your home is made from, or the rates of home insurance in the marketplace, there are things you can change.&nbsp; Here are 5 ways you can decrease your home insurance premiums.<\/p>\n<ul>\n<li><strong><strong>Deductible<\/strong><\/strong> &ndash; Raising your home insurance deductible, the amount you pay towards a loss, can decrease your home insurance up to 25%.&nbsp; If you put this amount of money in a savings account, you can make money by keeping a higher deductible amount set aside.<\/li>\n<li><strong><strong>Security<\/strong><\/strong> &ndash; Improving home security can save up to 5%.&nbsp; For example, adding smoke detectors to each level of the home, having fire extinguishers in easy access areas, installing burglar alarms, and deadbolt locks will all help.<\/li>\n<li><strong><strong>Rebuilding Cost<\/strong><\/strong> &ndash; Don&rsquo;t confuse the home&rsquo;s rebuilding costs with how much you paid for your home.&nbsp; Remember, the land isn&rsquo;t at risk for damage, so you only need&nbsp;insurance for the cost of rebuilding the home.<\/li>\n<li><strong><strong>Good Credit<\/strong><\/strong> &ndash; Maintaining a good credit history can decrease home insurance rates because insurance companies use credit information in determining rates.<\/li>\n<li><strong><strong>Loyalty<\/strong><\/strong> &ndash; Using the same insurance company for your insurance needs can make you eligible for up to 15% in discounts depending on what&#8217;s insured.<\/li>\n<\/ul>\n<p><strong><strong>Fuhriman Insurance Agency<\/strong><\/strong><\/p>\n<p>If you own a home in the Boise, ID area, you want to work with a community trusted company like the Fuhriman Insurance Agency.&nbsp; Our independent agents will help you explore your home insurance discount options.&nbsp; We can also give you helpful suggestions of things you can do to give you more discount opportunities.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The cost of homeowners insurance in Boise, ID can vary depending on several factors that may seem out of your control.&nbsp; While some factors are determined by things you can&#8217;t do anything about, such as location, the material your home is made from, or the rates of home insurance in the marketplace, there are things [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[34,33],"class_list":["post-95","post","type-post","status-publish","format-standard","hentry","category-home-insurance","tag-boise-id","tag-fuhriman-insurance-agency"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.10 - aioseo.com -->\n\t<meta name=\"description\" content=\"The cost of homeowners insurance in Boise, ID can vary depending on several factors that may seem out of your control. 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