{"id":95,"date":"2016-12-16T09:00:00","date_gmt":"2016-12-16T09:00:00","guid":{"rendered":"http:\/\/www.insuremeplus.com\/blog\/?p=95"},"modified":"2017-01-14T09:51:28","modified_gmt":"2017-01-14T09:51:28","slug":"5-ways-to-decrease-your-home-insurance-premiums","status":"publish","type":"post","link":"https:\/\/www.insuremeplus.com\/blog\/5-ways-to-decrease-your-home-insurance-premiums\/","title":{"rendered":"5 Ways to Decrease Your Home Insurance Premiums"},"content":{"rendered":"<p>The cost of homeowners insurance in Boise, ID can vary depending on several factors that may seem out of your control.&nbsp; While some factors are determined by things you can&#8217;t do anything about, such as location, the material your home is made from, or the rates of home insurance in the marketplace, there are things you can change.&nbsp; Here are 5 ways you can decrease your home insurance premiums.<\/p>\n<ul>\n<li><strong><strong>Deductible<\/strong><\/strong> &ndash; Raising your home insurance deductible, the amount you pay towards a loss, can decrease your home insurance up to 25%.&nbsp; If you put this amount of money in a savings account, you can make money by keeping a higher deductible amount set aside.<\/li>\n<li><strong><strong>Security<\/strong><\/strong> &ndash; Improving home security can save up to 5%.&nbsp; For example, adding smoke detectors to each level of the home, having fire extinguishers in easy access areas, installing burglar alarms, and deadbolt locks will all help.<\/li>\n<li><strong><strong>Rebuilding Cost<\/strong><\/strong> &ndash; Don&rsquo;t confuse the home&rsquo;s rebuilding costs with how much you paid for your home.&nbsp; Remember, the land isn&rsquo;t at risk for damage, so you only need&nbsp;insurance for the cost of rebuilding the home.<\/li>\n<li><strong><strong>Good Credit<\/strong><\/strong> &ndash; Maintaining a good credit history can decrease home insurance rates because insurance companies use credit information in determining rates.<\/li>\n<li><strong><strong>Loyalty<\/strong><\/strong> &ndash; Using the same insurance company for your insurance needs can make you eligible for up to 15% in discounts depending on what&#8217;s insured.<\/li>\n<\/ul>\n<p><strong><strong>Fuhriman Insurance Agency<\/strong><\/strong><\/p>\n<p>If you own a home in the Boise, ID area, you want to work with a community trusted company like the Fuhriman Insurance Agency.&nbsp; Our independent agents will help you explore your home insurance discount options.&nbsp; We can also give you helpful suggestions of things you can do to give you more discount opportunities.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The cost of homeowners insurance in Boise, ID can vary depending on several factors that may seem out of your control.&nbsp; While some factors are determined by things you can&#8217;t do anything about, such as location, the material your home is made from, or the rates of home insurance in the marketplace, there are things [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[34,33],"class_list":["post-95","post","type-post","status-publish","format-standard","hentry","category-home-insurance","tag-boise-id","tag-fuhriman-insurance-agency"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.insuremeplus.com\/blog\/wp-json\/wp\/v2\/posts\/95","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.insuremeplus.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.insuremeplus.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.insuremeplus.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.insuremeplus.com\/blog\/wp-json\/wp\/v2\/comments?post=95"}],"version-history":[{"count":1,"href":"https:\/\/www.insuremeplus.com\/blog\/wp-json\/wp\/v2\/posts\/95\/revisions"}],"predecessor-version":[{"id":96,"href":"https:\/\/www.insuremeplus.com\/blog\/wp-json\/wp\/v2\/posts\/95\/revisions\/96"}],"wp:attachment":[{"href":"https:\/\/www.insuremeplus.com\/blog\/wp-json\/wp\/v2\/media?parent=95"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.insuremeplus.com\/blog\/wp-json\/wp\/v2\/categories?post=95"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.insuremeplus.com\/blog\/wp-json\/wp\/v2\/tags?post=95"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}