{"id":464,"date":"2024-05-15T04:00:00","date_gmt":"2024-05-15T04:00:00","guid":{"rendered":"https:\/\/www.insuremeplus.com\/blog\/?p=464"},"modified":"2024-05-09T19:49:57","modified_gmt":"2024-05-09T19:49:57","slug":"exploring-lesser-known-commercial-insurance-coverages","status":"publish","type":"post","link":"https:\/\/www.insuremeplus.com\/blog\/exploring-lesser-known-commercial-insurance-coverages\/","title":{"rendered":"Exploring Lesser-Known Commercial Insurance Coverages"},"content":{"rendered":"<p>Certain commercial insurance coverages are often overlooked when protecting your Boise, ID business but can be crucial. At Fuhriman Insurance Agency, we&rsquo;re able to offer a variety of lesser-known commercial insurance coverages that can safeguard your business against risks that likely wouldn&rsquo;t otherwise be covered. Here are three to consider:<\/p>\n<h2><strong>1. Crime Coverage<\/strong><\/h2>\n<p>Crime coverage is a commercial insurance protection specifically for stealing. It may cover losses resulting from theft, fraud, or embezzlement.&nbsp;<\/p>\n<p>While theft by a burglar is frequently covered under commercial property coverage, this coverage commonly excludes internal theft by employees. For embezzlement and other forms of employee theft, there&rsquo;s crime coverage.<\/p>\n<h2><strong>2. Keyman Coverage<\/strong><\/h2>\n<p>Keyman coverage, or key person insurance, is important if your Boise, ID business highly relies on you (or another essential person). This coverage might help cover costs if a critical employee becomes disabled, passes away, or otherwise can&rsquo;t run the business. Costs may be paid until another qualified employee can be found, or a lump-sum payment might be given to investors if the company must close.<\/p>\n<p>(Having an employee temporarily not work due to illness typically isn&rsquo;t covered, nor is an employee leaving for another job.)<\/p>\n<h2><strong>3. Business Income Coverage<\/strong><\/h2>\n<p>Business income coverage might help your business survive a prolonged and unexpected interruption financially. If your business must temporarily close due to a covered event, such as a fire or natural disaster, the coverage could pay supplemental payments to cover utilities, rent, wages, and other expenses.<\/p>\n<h2><strong>Fully Protect Your Business Today<\/strong><\/h2>\n<p>Ensure your business is protected from the many different risks it&rsquo;s exposed to. Contact Fuhriman Insurance Agency for help finding all of the commercial insurance coverages your business should carry.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Certain commercial insurance coverages are often overlooked when protecting your Boise, ID business but can be crucial. At Fuhriman Insurance Agency, we&rsquo;re able to offer a variety of lesser-known commercial insurance coverages that can safeguard your business against risks that likely wouldn&rsquo;t otherwise be covered. Here are three to consider: 1. Crime Coverage Crime coverage [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[34,33],"class_list":["post-464","post","type-post","status-publish","format-standard","hentry","category-commercial-insurance","tag-boise-id","tag-fuhriman-insurance-agency"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.insuremeplus.com\/blog\/wp-json\/wp\/v2\/posts\/464","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.insuremeplus.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.insuremeplus.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.insuremeplus.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.insuremeplus.com\/blog\/wp-json\/wp\/v2\/comments?post=464"}],"version-history":[{"count":1,"href":"https:\/\/www.insuremeplus.com\/blog\/wp-json\/wp\/v2\/posts\/464\/revisions"}],"predecessor-version":[{"id":465,"href":"https:\/\/www.insuremeplus.com\/blog\/wp-json\/wp\/v2\/posts\/464\/revisions\/465"}],"wp:attachment":[{"href":"https:\/\/www.insuremeplus.com\/blog\/wp-json\/wp\/v2\/media?parent=464"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.insuremeplus.com\/blog\/wp-json\/wp\/v2\/categories?post=464"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.insuremeplus.com\/blog\/wp-json\/wp\/v2\/tags?post=464"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}