{"id":226,"date":"2019-05-22T08:00:00","date_gmt":"2019-05-22T08:00:00","guid":{"rendered":"https:\/\/www.insuremeplus.com\/blog\/?p=226"},"modified":"2019-05-16T15:38:13","modified_gmt":"2019-05-16T15:38:13","slug":"items-you-might-not-have-realized-toy-insurance-covers","status":"publish","type":"post","link":"https:\/\/www.insuremeplus.com\/blog\/items-you-might-not-have-realized-toy-insurance-covers\/","title":{"rendered":"Items You Might Not Have Realized Toy Insurance Covers"},"content":{"rendered":"<p>The term toy insurance probably sounds misleading. Fuhriman Insurance Agency of Boise, ID is here to explain its meaning. It refers to policies that cover grown-up toys like RVs, jet skis, golf carts, and dune buggies.<\/p>\n<p>Toy insurance, also known as recreational vehicle insurance, covers a plethora of items for both liability and physical damage. It is actually a category of insurance. The items covered include:<\/p>\n<ul>\n<li>all-terrain vehicles (ATVs),<\/li>\n<li>antique vehicles,<\/li>\n<li>classic vehicles,<\/li>\n<li>dune buggies,<\/li>\n<li>motorhomes,<\/li>\n<li>golf carts,<\/li>\n<li>personal watercraft,<\/li>\n<li>sailboats ( to 40&rsquo; and 200 horsepower),<\/li>\n<li>snowmobiles,<\/li>\n<li>trailer\/campers,<\/li>\n<li>watercraft (up to 26 feet).<\/li>\n<\/ul>\n<p>You might notice that the category of the toy does not just cover land vehicles, but watercraft, too. This category is what small boat insurance falls under.<\/p>\n<p>Unlike auto insurance, there are no state minimums. You do need insurance for these though, especially to cover liability. While you can pick up a golf cart or dune buggy for less than $4,000, the cost of medical care after an accident on one can be significantly greater. Accidents on ATVs and other recreational vehicles can cause more damage because most riders do not wear helmets, according to a study conducted at Memorial University. These accidents can result in serious head trauma and neck\/spine injuries.<\/p>\n<p>Fuhriman Insurance Agency of Boise, ID wants you to ride safer. Always wear a helmet when you ride an ATV or a life jacket when on your boat, and always carry toy insurance. The policy sounds fun, but it provides serious coverage you need. It pays your medical bills in case you&rsquo;re in an accident on your toy, plus pays to replace it.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The term toy insurance probably sounds misleading. Fuhriman Insurance Agency of Boise, ID is here to explain its meaning. It refers to policies that cover grown-up toys like RVs, jet skis, golf carts, and dune buggies. Toy insurance, also known as recreational vehicle insurance, covers a plethora of items for both liability and physical damage. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[34,33],"class_list":["post-226","post","type-post","status-publish","format-standard","hentry","category-auto-insurance","tag-boise-id","tag-fuhriman-insurance-agency"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.10 - aioseo.com -->\n\t<meta name=\"description\" content=\"The term toy insurance probably sounds misleading. Fuhriman Insurance Agency of Boise, ID is here to explain its meaning. It refers to policies that cover grown-up toys like RVs, jet skis, golf carts, and dune buggies. Toy insurance, also known as recreational vehicle insurance, covers a plethora of items for both liability and physical damage.\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<meta name=\"author\" content=\"AgentInsure\"\/>\n\t<meta name=\"keywords\" content=\"boise id,fuhriman insurance agency\" \/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.insuremeplus.com\/blog\/items-you-might-not-have-realized-toy-insurance-covers\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 4.9.10\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Blog |\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"Items You Might Not Have Realized Toy Insurance Covers | Blog\" \/>\n\t\t<meta property=\"og:description\" content=\"The term toy insurance probably sounds misleading. Fuhriman Insurance Agency of Boise, ID is here to explain its meaning. It refers to policies that cover grown-up toys like RVs, jet skis, golf carts, and dune buggies. Toy insurance, also known as recreational vehicle insurance, covers a plethora of items for both liability and physical damage.\" \/>\n\t\t<meta property=\"og:url\" content=\"https:\/\/www.insuremeplus.com\/blog\/items-you-might-not-have-realized-toy-insurance-covers\/\" \/>\n\t\t<meta property=\"article:published_time\" content=\"2019-05-22T08:00:00+00:00\" \/>\n\t\t<meta property=\"article:modified_time\" content=\"2019-05-16T15:38:13+00:00\" \/>\n\t\t<meta name=\"twitter:card\" content=\"summary\" \/>\n\t\t<meta name=\"twitter:title\" content=\"Items You Might Not Have Realized Toy Insurance Covers | Blog\" \/>\n\t\t<meta name=\"twitter:description\" content=\"The term toy insurance probably sounds misleading. Fuhriman Insurance Agency of Boise, ID is here to explain its meaning. It refers to policies that cover grown-up toys like RVs, jet skis, golf carts, and dune buggies. Toy insurance, also known as recreational vehicle insurance, covers a plethora of items for both liability and physical damage.\" \/>\n\t\t<script type=\"application\/ld+json\" class=\"aioseo-schema\">\n\t\t\t{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.insuremeplus.com\\\/blog\\\/items-you-might-not-have-realized-toy-insurance-covers\\\/#article\",\"name\":\"Items You Might Not Have Realized Toy Insurance Covers | Blog\",\"headline\":\"Items You Might Not Have Realized Toy Insurance Covers\",\"author\":{\"@id\":\"https:\\\/\\\/www.insuremeplus.com\\\/blog\\\/author\\\/AgentInsure\\\/#author\"},\"publisher\":{\"@id\":\"https:\\\/\\\/www.insuremeplus.com\\\/blog\\\/#organization\"},\"datePublished\":\"2019-05-22T08:00:00+00:00\",\"dateModified\":\"2019-05-16T15:38:13+00:00\",\"inLanguage\":\"en-US\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.insuremeplus.com\\\/blog\\\/items-you-might-not-have-realized-toy-insurance-covers\\\/#webpage\"},\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.insuremeplus.com\\\/blog\\\/items-you-might-not-have-realized-toy-insurance-covers\\\/#webpage\"},\"articleSection\":\"Auto Insurance, Boise ID, Fuhriman Insurance Agency\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.insuremeplus.com\\\/blog\\\/items-you-might-not-have-realized-toy-insurance-covers\\\/#breadcrumblist\",\"itemListElement\":[{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.insuremeplus.com\\\/blog#listItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.insuremeplus.com\\\/blog\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.insuremeplus.com\\\/blog\\\/category\\\/auto-insurance\\\/#listItem\",\"name\":\"Auto Insurance\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.insuremeplus.com\\\/blog\\\/category\\\/auto-insurance\\\/#listItem\",\"position\":2,\"name\":\"Auto Insurance\",\"item\":\"https:\\\/\\\/www.insuremeplus.com\\\/blog\\\/category\\\/auto-insurance\\\/\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.insuremeplus.com\\\/blog\\\/items-you-might-not-have-realized-toy-insurance-covers\\\/#listItem\",\"name\":\"Items You Might Not Have Realized Toy Insurance Covers\"},\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.insuremeplus.com\\\/blog#listItem\",\"name\":\"Home\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.insuremeplus.com\\\/blog\\\/items-you-might-not-have-realized-toy-insurance-covers\\\/#listItem\",\"position\":3,\"name\":\"Items You Might Not Have Realized Toy Insurance Covers\",\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.insuremeplus.com\\\/blog\\\/category\\\/auto-insurance\\\/#listItem\",\"name\":\"Auto Insurance\"}}]},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.insuremeplus.com\\\/blog\\\/#organization\",\"name\":\"Blog\",\"url\":\"https:\\\/\\\/www.insuremeplus.com\\\/blog\\\/\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.insuremeplus.com\\\/blog\\\/author\\\/AgentInsure\\\/#author\",\"url\":\"https:\\\/\\\/www.insuremeplus.com\\\/blog\\\/author\\\/AgentInsure\\\/\",\"name\":\"AgentInsure\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.insuremeplus.com\\\/blog\\\/items-you-might-not-have-realized-toy-insurance-covers\\\/#webpage\",\"url\":\"https:\\\/\\\/www.insuremeplus.com\\\/blog\\\/items-you-might-not-have-realized-toy-insurance-covers\\\/\",\"name\":\"Items You Might Not Have Realized Toy Insurance Covers | Blog\",\"description\":\"The term toy insurance probably sounds misleading. Fuhriman Insurance Agency of Boise, ID is here to explain its meaning. It refers to policies that cover grown-up toys like RVs, jet skis, golf carts, and dune buggies. Toy insurance, also known as recreational vehicle insurance, covers a plethora of items for both liability and physical damage.\",\"inLanguage\":\"en-US\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.insuremeplus.com\\\/blog\\\/#website\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.insuremeplus.com\\\/blog\\\/items-you-might-not-have-realized-toy-insurance-covers\\\/#breadcrumblist\"},\"author\":{\"@id\":\"https:\\\/\\\/www.insuremeplus.com\\\/blog\\\/author\\\/AgentInsure\\\/#author\"},\"creator\":{\"@id\":\"https:\\\/\\\/www.insuremeplus.com\\\/blog\\\/author\\\/AgentInsure\\\/#author\"},\"datePublished\":\"2019-05-22T08:00:00+00:00\",\"dateModified\":\"2019-05-16T15:38:13+00:00\"},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.insuremeplus.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.insuremeplus.com\\\/blog\\\/\",\"name\":\"Blog\",\"inLanguage\":\"en-US\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.insuremeplus.com\\\/blog\\\/#organization\"}}]}\n\t\t<\/script>\n\t\t<!-- All in One SEO -->\n\n","aioseo_head_json":{"title":"Items You Might Not Have Realized Toy Insurance Covers | Blog","description":"The term toy insurance probably sounds misleading. Fuhriman Insurance Agency of Boise, ID is here to explain its meaning. It refers to policies that cover grown-up toys like RVs, jet skis, golf carts, and dune buggies. Toy insurance, also known as recreational vehicle insurance, covers a plethora of items for both liability and physical damage.","canonical_url":"https:\/\/www.insuremeplus.com\/blog\/items-you-might-not-have-realized-toy-insurance-covers\/","robots":"max-image-preview:large","keywords":"boise id,fuhriman insurance agency","webmasterTools":{"miscellaneous":""},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.insuremeplus.com\/blog\/items-you-might-not-have-realized-toy-insurance-covers\/#article","name":"Items You Might Not Have Realized Toy Insurance Covers | Blog","headline":"Items You Might Not Have Realized Toy Insurance Covers","author":{"@id":"https:\/\/www.insuremeplus.com\/blog\/author\/AgentInsure\/#author"},"publisher":{"@id":"https:\/\/www.insuremeplus.com\/blog\/#organization"},"datePublished":"2019-05-22T08:00:00+00:00","dateModified":"2019-05-16T15:38:13+00:00","inLanguage":"en-US","mainEntityOfPage":{"@id":"https:\/\/www.insuremeplus.com\/blog\/items-you-might-not-have-realized-toy-insurance-covers\/#webpage"},"isPartOf":{"@id":"https:\/\/www.insuremeplus.com\/blog\/items-you-might-not-have-realized-toy-insurance-covers\/#webpage"},"articleSection":"Auto Insurance, Boise ID, Fuhriman Insurance Agency"},{"@type":"BreadcrumbList","@id":"https:\/\/www.insuremeplus.com\/blog\/items-you-might-not-have-realized-toy-insurance-covers\/#breadcrumblist","itemListElement":[{"@type":"ListItem","@id":"https:\/\/www.insuremeplus.com\/blog#listItem","position":1,"name":"Home","item":"https:\/\/www.insuremeplus.com\/blog","nextItem":{"@type":"ListItem","@id":"https:\/\/www.insuremeplus.com\/blog\/category\/auto-insurance\/#listItem","name":"Auto Insurance"}},{"@type":"ListItem","@id":"https:\/\/www.insuremeplus.com\/blog\/category\/auto-insurance\/#listItem","position":2,"name":"Auto Insurance","item":"https:\/\/www.insuremeplus.com\/blog\/category\/auto-insurance\/","nextItem":{"@type":"ListItem","@id":"https:\/\/www.insuremeplus.com\/blog\/items-you-might-not-have-realized-toy-insurance-covers\/#listItem","name":"Items You Might Not Have Realized Toy Insurance Covers"},"previousItem":{"@type":"ListItem","@id":"https:\/\/www.insuremeplus.com\/blog#listItem","name":"Home"}},{"@type":"ListItem","@id":"https:\/\/www.insuremeplus.com\/blog\/items-you-might-not-have-realized-toy-insurance-covers\/#listItem","position":3,"name":"Items You Might Not Have Realized Toy Insurance Covers","previousItem":{"@type":"ListItem","@id":"https:\/\/www.insuremeplus.com\/blog\/category\/auto-insurance\/#listItem","name":"Auto Insurance"}}]},{"@type":"Organization","@id":"https:\/\/www.insuremeplus.com\/blog\/#organization","name":"Blog","url":"https:\/\/www.insuremeplus.com\/blog\/"},{"@type":"Person","@id":"https:\/\/www.insuremeplus.com\/blog\/author\/AgentInsure\/#author","url":"https:\/\/www.insuremeplus.com\/blog\/author\/AgentInsure\/","name":"AgentInsure"},{"@type":"WebPage","@id":"https:\/\/www.insuremeplus.com\/blog\/items-you-might-not-have-realized-toy-insurance-covers\/#webpage","url":"https:\/\/www.insuremeplus.com\/blog\/items-you-might-not-have-realized-toy-insurance-covers\/","name":"Items You Might Not Have Realized Toy Insurance Covers | Blog","description":"The term toy insurance probably sounds misleading. Fuhriman Insurance Agency of Boise, ID is here to explain its meaning. It refers to policies that cover grown-up toys like RVs, jet skis, golf carts, and dune buggies. Toy insurance, also known as recreational vehicle insurance, covers a plethora of items for both liability and physical damage.","inLanguage":"en-US","isPartOf":{"@id":"https:\/\/www.insuremeplus.com\/blog\/#website"},"breadcrumb":{"@id":"https:\/\/www.insuremeplus.com\/blog\/items-you-might-not-have-realized-toy-insurance-covers\/#breadcrumblist"},"author":{"@id":"https:\/\/www.insuremeplus.com\/blog\/author\/AgentInsure\/#author"},"creator":{"@id":"https:\/\/www.insuremeplus.com\/blog\/author\/AgentInsure\/#author"},"datePublished":"2019-05-22T08:00:00+00:00","dateModified":"2019-05-16T15:38:13+00:00"},{"@type":"WebSite","@id":"https:\/\/www.insuremeplus.com\/blog\/#website","url":"https:\/\/www.insuremeplus.com\/blog\/","name":"Blog","inLanguage":"en-US","publisher":{"@id":"https:\/\/www.insuremeplus.com\/blog\/#organization"}}]},"og:locale":"en_US","og:site_name":"Blog |","og:type":"article","og:title":"Items You Might Not Have Realized Toy Insurance Covers | Blog","og:description":"The term toy insurance probably sounds misleading. Fuhriman Insurance Agency of Boise, ID is here to explain its meaning. It refers to policies that cover grown-up toys like RVs, jet skis, golf carts, and dune buggies. Toy insurance, also known as recreational vehicle insurance, covers a plethora of items for both liability and physical damage.","og:url":"https:\/\/www.insuremeplus.com\/blog\/items-you-might-not-have-realized-toy-insurance-covers\/","article:published_time":"2019-05-22T08:00:00+00:00","article:modified_time":"2019-05-16T15:38:13+00:00","twitter:card":"summary","twitter:title":"Items You Might Not Have Realized Toy Insurance Covers | Blog","twitter:description":"The term toy insurance probably sounds misleading. Fuhriman Insurance Agency of Boise, ID is here to explain its meaning. It refers to policies that cover grown-up toys like RVs, jet skis, golf carts, and dune buggies. Toy insurance, also known as recreational vehicle insurance, covers a plethora of items for both liability and physical damage."},"aioseo_meta_data":{"post_id":"226","title":null,"description":null,"keywords":null,"keyphrases":null,"primary_term":null,"canonical_url":null,"og_title":null,"og_description":null,"og_object_type":"default","og_image_type":"default","og_image_url":null,"og_image_width":null,"og_image_height":null,"og_image_custom_url":null,"og_image_custom_fields":null,"og_video":null,"og_custom_url":null,"og_article_section":null,"og_article_tags":null,"twitter_use_og":false,"twitter_card":"default","twitter_image_type":"default","twitter_image_url":null,"twitter_image_custom_url":null,"twitter_image_custom_fields":null,"twitter_title":null,"twitter_description":null,"schema":{"blockGraphs":[],"customGraphs":[],"default":{"data":{"Article":[],"Course":[],"Dataset":[],"FAQPage":[],"Movie":[],"Person":[],"Product":[],"ProductReview":[],"Car":[],"Recipe":[],"Service":[],"SoftwareApplication":[],"WebPage":[]},"graphName":"","isEnabled":true},"graphs":[],"defaultGraph":"","defaultPostTypeGraph":""},"schema_type":null,"schema_type_options":null,"pillar_content":false,"robots_default":true,"robots_noindex":false,"robots_noarchive":false,"robots_nosnippet":false,"robots_nofollow":false,"robots_noimageindex":false,"robots_noodp":false,"robots_notranslate":false,"robots_max_snippet":null,"robots_max_videopreview":null,"robots_max_imagepreview":"large","priority":null,"frequency":null,"location":null,"local_seo":null,"breadcrumb_settings":null,"limit_modified_date":false,"ai":null,"created":"2020-12-22 07:57:10","updated":"2025-12-15 16:05:29","seo_analyzer_scan_date":null},"aioseo_breadcrumb":"<div class=\"aioseo-breadcrumbs\"><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.insuremeplus.com\/blog\" title=\"Home\">Home<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.insuremeplus.com\/blog\/category\/auto-insurance\/\" title=\"Auto Insurance\">Auto Insurance<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\tItems You Might Not Have Realized Toy Insurance Covers\n\t\t<\/span><\/div>","aioseo_breadcrumb_json":[{"label":"Home","link":"https:\/\/www.insuremeplus.com\/blog"},{"label":"Auto Insurance","link":"https:\/\/www.insuremeplus.com\/blog\/category\/auto-insurance\/"},{"label":"Items You Might Not Have Realized Toy Insurance Covers","link":"https:\/\/www.insuremeplus.com\/blog\/items-you-might-not-have-realized-toy-insurance-covers\/"}],"_links":{"self":[{"href":"https:\/\/www.insuremeplus.com\/blog\/wp-json\/wp\/v2\/posts\/226","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.insuremeplus.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.insuremeplus.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.insuremeplus.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.insuremeplus.com\/blog\/wp-json\/wp\/v2\/comments?post=226"}],"version-history":[{"count":1,"href":"https:\/\/www.insuremeplus.com\/blog\/wp-json\/wp\/v2\/posts\/226\/revisions"}],"predecessor-version":[{"id":227,"href":"https:\/\/www.insuremeplus.com\/blog\/wp-json\/wp\/v2\/posts\/226\/revisions\/227"}],"wp:attachment":[{"href":"https:\/\/www.insuremeplus.com\/blog\/wp-json\/wp\/v2\/media?parent=226"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.insuremeplus.com\/blog\/wp-json\/wp\/v2\/categories?post=226"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.insuremeplus.com\/blog\/wp-json\/wp\/v2\/tags?post=226"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}