Employers in Idaho are required to have workers’ compensation insurance if they have one or more full-time, part-time, seasonal or intermittent employees. Most responsible employers are aware of the law regarding Idaho workers compensation insurance but sometimes employees are not. Here are three of the most common questions employees ask about workers’ compensation:

• 1. What should I do if I’m injured while on the job? In cases where you don’t require urgent medical treatment you should notify your supervisor as soon as possible. Contacting your human resource department to file an accident claim is your next step. Find out where you should go for treatment because your employer may direct you to a particular medical provider.

• 2. I’ve heard if I file a claim for workers' compensation benefits I can be fired from my job, is this right? Absolutely not, it’s against both state and federal laws to terminate an employee due to a workers’ compensation claim.

• 3. What benefits will I be entitled to? In the event that you are injured on the job workers’ compensation insurance covers the cost of your medical treatment, any wages you may lose due to your injury and if the injury causes a permanent disability a disability benefit is also available.

Workers’ compensation insurance laws are in place to protect the employer from potential law suits arising from injured employees and provide financial protection for injured employees. It makes good sense to ensure your employees know exactly what benefits they are entitled to under your Idaho workers compensation insurance. With Fuhriman Insurance, you can get the coverage you need for your employees. Contact us today for more information!